Financial Awareness Programs
Real education that helps you build confidence with money. Start in September 2025 with programs designed for people who want practical skills, not empty promises.
Choose What Works For You
We've kept this simple. Three programs, each building on different needs. No hidden fees or surprise charges—what you see is what you get. Programs run for 12 weeks starting September 2025.
Foundation
For people starting fresh with personal finance
- 12 weekly sessions covering budgeting basics
- Personal finance toolkit with templates
- Access to learning resources for six months
- Small group discussions (max 15 people)
- Email support during program period
Professional
For people managing household finances or small business needs
- Everything from Foundation level
- Investment basics and property planning
- Tax preparation fundamentals
- One-on-one progress reviews (3 sessions)
- Twelve months resource access
- Monthly financial check-in workshops
Advanced
For people ready to tackle complex financial planning
- Everything from Professional level
- Retirement planning strategies
- Portfolio diversification approaches
- Bi-weekly one-on-one consultations
- Lifetime access to all resources
- Priority support and community access
What's Actually Included
People often ask what the difference is between programs. Here's an honest breakdown so you can see where your money goes.
| Feature | Foundation | Professional | Advanced |
|---|---|---|---|
| Weekly group sessions | 12 sessions | 12 sessions | 12 sessions |
| Budgeting and saving strategies | Yes | Yes | Yes |
| Investment education | No | Yes | Yes |
| Tax planning guidance | No | Yes | Yes |
| One-on-one consultations | No | 3 sessions | 6 sessions |
| Resource access duration | 6 months | 12 months | Lifetime |
| Retirement planning | No | No | Yes |
| Portfolio strategies | No | No | Yes |
What People Actually Say
I joined the Professional program in March 2025 because I kept putting off learning about investments. The sessions broke everything down without making me feel stupid for not knowing sooner. My instructor was patient with questions, and the small group format meant I could actually ask what I needed to know.
The Advanced program gave me tools I didn't know existed. I'd been managing money for years but never felt confident about retirement planning. What I appreciated most was the honest conversation about what's realistic—no miracle solutions, just solid planning strategies that made sense for my situation.
Questions People Ask
These come up a lot. If yours isn't here, reach out and we'll give you a straight answer.
When do the September 2025 programs actually start?
First week of September—we'll send exact dates once you're enrolled. Sessions run Tuesday evenings and Saturday mornings so people with work schedules can attend.
Can I switch programs if I pick the wrong one?
Yeah, within the first two weeks. We'll sort out any payment differences and get you into the right group. It happens more than you'd think—sometimes people aren't sure what level fits until they start.
What happens if I miss a session?
We record everything and send materials afterward. You can catch up on your own time or schedule a quick call with your instructor if you're stuck on something specific.
Do you offer payment plans?
Yes—three or six month options depending on the program. No interest, just split payments. Email us at contact@carvonaelio.com and we'll set it up before enrollment.
Is this going to teach me how to get rich quick?
No. We teach practical money management—budgeting, understanding investments, planning for realistic goals. If you're looking for shortcuts or guarantees, this isn't the right fit.
What if I've never taken a finance class before?
Foundation is designed for that. We start with basics and build from there. Most people in that program are learning this stuff for the first time, so you won't be behind.
